Ken Tays has over 30 years of experience, serving in the military and in the financial services industry.  Ken worked in the Office of Thrift Supervision as a Senior Bank Regulator. As a management consultant, he specialized in Dodd-Frank implementation and other regulatory issues.  He led audit management, records management, supplier due diligence, data governance, and process and quality teams for multinational financial institutions.  Ken served as Internal Audit Director of Regulatory Liaison and Management, and managed Internal Audit’s regulatory interactions globally.  Ken developed of Internal Audit’s Franchise Audit programs, which reviewed each country’s risk governance framework.  Ken also served as Chief Audit Officer for a US Bank. Ken is a dually commissioned federal regulator with certifications in both Safety and Sounds and Consumer Compliance.  He earned the Institute of Internal Auditor’s Certified Internal Auditor designation.  He has an undergraduate degree in Finance at Texas State University and holds a Master of Business Administration degree from Florida State University. Ken is a two-time combat veteran serving in the first Gulf War and in Bosnia and holds many distinguished military awards including 4 Army Commendation medals and 3 Army Achievement medals.